Keith and I recently did our Debt Free Scream live on the Dave Ramsey show. Since then, many people have asked for the story behind the story. Here we go!
What are we supposed to do now that we're out of debt? The exact same thing we did while we were getting out of debt. Keep reading to find out what that is.
Before we started on this journey of Christ-centered financial wellness, I never thought much about money being currency. In my mind it was just a term that was used by financial analysts. But today is a new day. Today I understand the importance of currency and what it means in my life. Today I understand that money and electricity have a lot in common than you think!
When asked what's the one thing that I recommend to someone who is serious about managing their money, I do not hesitate before I say a zero-based budget. This income allocation spreadsheet is the secret sauce that will make the most of your zero-based budget!
If you're on fire to get out of debt as quickly as possible, chances are really good that nothing is going to stop you. If you're at the other end of the spectrum and continue to live without a budget and beyond your means, there's nothing anyone can do for you.
But the ones in the middle...the ones at the corner of comfortable and debt free...those are the people we help the most.
For years I secretly studied married couples and made mental notes of the things I wanted in my own marriage (and the things I did not).
From my studies, I found 4 things that fiscally healthy and happy married couples have in common. A few of them may surprise you!
This week, we will break down how to budget irregular income.
I did not know what I'm about to share with you when I was a Sales Director with Mary Kay Cosmetics. I wish I had. With this information, chances are good my career would have taken a different path.
The most important thing that Keith and I have done to cash flow almost $300,000 of life and debt during the last 5 years is maintain an active zero-based budget.
Let me show you what I mean.
Have you ever had something that was so overwhelming that you did not think you had the courage to face it? Have you ever had a financial crisis so intense that you felt paralyzed to do anything about it. I have good news!