Keith and I recently did our Debt Free Scream live on the Dave Ramsey show. Since then, many people have asked for the story behind the story. Here we go!
When asked what's the one thing that I recommend to someone who is serious about managing their money, I do not hesitate before I say a zero-based budget. This income allocation spreadsheet is the secret sauce that will make the most of your zero-based budget!
Very rarely in my life have I used the phrase "I had to…" except when it came to money.
I wanted to be confident and powerful (and often pretended to be), but the reality was that I was shaking in my boots when it came time to make big money decisions.
If you're on fire to get out of debt as quickly as possible, chances are really good that nothing is going to stop you. If you're at the other end of the spectrum and continue to live without a budget and beyond your means, there's nothing anyone can do for you.
But the ones in the middle...the ones at the corner of comfortable and debt free...those are the people we help the most.
For years I secretly studied married couples and made mental notes of the things I wanted in my own marriage (and the things I did not).
From my studies, I found 4 things that fiscally healthy and happy married couples have in common. A few of them may surprise you!
As we have learned more and more about how to lead a life of Christ-centered financial wellness, we discovered another aspect of budgeting that we now embrace wholeheartedly. It has come to the rescue more times than I ever thought possible and I'm excited to introduce it to you today. It's called the sinking fund.
Let’s walk through the 3 things you need to know about sinking funds.
This week, we will break down how to budget irregular income.
I did not know what I'm about to share with you when I was a Sales Director with Mary Kay Cosmetics. I wish I had. With this information, chances are good my career would have taken a different path.
What financial moment did you have as a single (either now or before you got married) where you knew you would benefit from having someone walking alongside you? Here are three things I have learned that would have made my "single money" work much better.
How many times have you been blessed by an interruption in your life? Or better yet...how many times have you rushed passed an opportunity because it was inconvenient?
Matthew 17:20 tells us...