What if God were your server at your next dining out experience? What type of tip would you give Him? Would you "grade" Him based on His ability (scratch that...decision) to answer your prayers in a timely manner? Would you be more generous or less generous if your prayer "order" did not meet your expectations?
Are you weighed down by student loans? How will this year be different in terms of your knowledge of your financial situation?
All you need is a plan and action! Let this year be the one where you take back your future by tackling the mountain called student loans!
How many times have you been blessed by an interruption in your life? Or better yet...how many times have you rushed passed an opportunity because it was inconvenient?
Matthew 17:20 tells us...
Have you ever had something that was so overwhelming that you did not think you had the courage to face it? Have you ever had a financial crisis so intense that you felt paralyzed to do anything about it. I have good news!
Have you been there? Have you ever forgotten all that you are capable of? Have you ever been so bogged down by life or debt or the expectations of yourself (or others) that you lost sight of exactly what you have already accomplished? I have a secret to tell you…
Are you thinking of becoming debt free in 2017? Maybe you simply want to commit to start becoming debt free in 2017? Or maybe your goal is to get a better handle on your money in 2017. Any of the above are possible with a plan.
How do you get started?
Did you know that most student loan debt accrues daily? Keith and I found out the hard way. Keith’s employer offered student loan repayment for a portion of the loan amount each year. It did not wipe out the entire loan, but was a sizeable amount and we always signed up for it.
What if we managed our money the way I managed my weight? What if we chose to be random about budgeting (on again/off again) the way I was about Weight Watchers? I know with certainty that we would not have paid off nearly as much and would probably have incurred more debt.
We were able to get it all done because we lived by a budget. Month in…month out…we lived by a budget. Because we used a budget, we knew exactly what money was available and could make adjustments midstream.
I’ve been thinking about Christ-Centered Financial Wellness since 2012. I just didn’t have a name for it. All I knew was that I wanted a stronger relationship with Jesus Christ and I wanted to feel more financially “well.” The idea that they could go together was a great “aha” moment for me and that’s when the vision began to take shape. I’ve learned a lot about both since then and want to share what I’ve learned with you.
My husband Keith always says that change starts with the man (or woman) in the mirror. I tend to agree. Over the last few years, I’ve worked to grow my own Christ-Centered Financial Wellness. I had to challenge old thought patterns and make choices to embrace new ways of thinking. I had to learn to trust the Lord with our finances and the plan He had for our family. I had to do the hard stuff like make a budget and stick to it month after month…choose debt reduction over holiday visits with family…rent instead of buying a home.